Kvalitetsikring ISO 9000
ISO 9000 sertifiseringssystemet har som kvalitetsstyring mål å vurdere organisasjoner i forhold kvalitetssystem til en standard.
Her leverer tusenvis av kvalitetsrevisorer ledelsessertifikater til organisasjoner.
By Wayne Davies
If you own a small business and are looking for deductions, don’t miss out on these. The first two you’ve probably heard about but don’t really understand (until now). The third one may seem far-fetched (pardon the pun) but is legitimate if the circumstances described below fit your situation.
1. FICA.
This acronym stands for Federal Insurance Contributions Act, which is legal-eze for the employer’s share of social security and Medicare tax. In 2008, all employees must pay 6.2% of their first $102,000 in compensation (wages, salary, bonuses, etc) to the federal government for social security tax. In 2009, they will pay the same percentage to the first $106,800. This 6.2% is deducted from the employee’s gross wage, so while the gross wage is an employer expense, the social security deduction is not.
Medicare works somewhat differently in that the tax rate is only 1.45%, but there is no limit to the amount of compensation subject to the tax.
But the employer is obligated to match both the employee’s social security and Medicare withholding amounts, and this is a deduction for the employer because it doesn’t come out of the employee’s paycheck. Instead, it comes right out of the employer’s pocket.
So don’t miss this expense. It is common for small business owners to deduct the wages but forget to deduct the accompanying payroll taxes.
2. FUTA
This stands for the Federal Unemployment Tax Act. It represents the federal unemployment tax that all employers must pay out of their own pocket. The bad news (for the employer) is that unlike FICA, employees contribute nothing to this tax. The good news is that for most employers, FUTA ends up being a much smaller expense than FICA. It usually amounts to 0.8% of the first $7,000 in wages or salary paid to each employee each year, or a maximum of $56/year. For part-time employees who earn less than $7,000, you end up paying even less. But don’t overlook this one. When it comes to taxes, every little deduction helps. And even a “small” business can have 50 or more employees, and if each of them has at least $7,000 in annual wages, you’re looking at a deduction of $2,800. For an employer with 100 employees, your federal unemployment tax could exceed $5,000.
3. FIDO
Fido is the name of a dog. What’s that got to do with small business tax deductions? Well, isn’t it possible that you have a dog that lives on the premises of your business? And could it not also be possible that this dog is not your pet, but rather a watchdog for the business? If that’s the case, then the cost of feeding and maintaining the dog is a bona fide, and therefore deductible, business expense.
Looking for more small business tax tips? For a free copy of the Special Report “How To Instantly Double Your Deductions”, visit www.YouSaveOnTaxes.com. Wayne M. Davies is author of 3 ebooks on small business tax reduction strategies.
By Jocelyn Snider
Psychological therapies are much more effective anxiety cure than medications.
It is normal for people to experience anxiety from to time. It makes us cope from very stressful situations. But when anxiety becomes too much and turns into irrational fear of everyday circumstances, it becomes a debilitating anxiety disorder. Unlike short-lived, mild anxiety caused by a stressful event, anxiety disorder lasts at least 6 months and may worsen if not properly and immediately treated.
The best way to anxiety cure is to understand anxiety condition. Anxiety is a troubled state of mind. Anxiety results from fearful thinking of future events or situations. It is a condition that is not accidental, unknown, or uncontrollable. Anxiety condition occurs for specific reason and have underlying basis why it persists. Education is an important way to help attain anxiety cure. Here are some of the helpful tips towards anxiety cures which may aid in taking control over your own emotions again.
Relaxation techniques- a person feeling anxious most of the time has trouble relaxing, however, learning how to release muscle tension is an important anxiety cure. Relaxation techniques include: regular muscle relaxation, meditation, abdominal breathing, and isometric relaxation exercise.
Proper breathing techniques- the physical symptoms of anxiety maybe triggered by hyperventilation or rapid breathing, which raises oxygen levels and reduces the amount of carbon dioxide in the blood. A person with anxiety condition should know how to breathe from their diaphragm, and not from their chest, to prevent against hyperventilation. This technique can help you calm down while feeling anxious.
Cognitive therapy- this technique focuses on altering patterns of thinking and beliefs that are associated with ad trigger anxiety. The basis of cognitive therapy is that ideas can trigger thoughts, which then trigger feelings, results manifest trough action. Cognitive therapy strategies should include rational self-talk, training on attention, reality testing cognitive challenging, and cognitive restructuring. This means monitoring your self-talk, challenging fears and beliefs, and checking out the negative thoughts in terms of their reality.
Behavior therapy- the major component of behavior therapy is exposure. Exposure therapy involves deliberately confronting your fears in order to desensitize yourself. Exposure lets you to redefine the danger or fear aspect of the situation or trigger.
Medication- is important to see medication as a short-term measure, not a solution to anxiety disorder. Studies show that psychological therapies are much more effective than drugs in managing anxiety disorder in the long run. Brief course of tranquilizers or antidepressants may be prescribed by your doctor to help you deal with the symptoms.
Dietary adjustments- inadequate intake of vitamin B and calcium can worsen anxiety symptoms. Nicotine, caffeine, and stimulant drugs should be avoided for they trigger your adrenaline glands to release adrenaline, one of the main stress chemical.
Exercise - burns up stress chemicals and promotes relaxation. Plan to do some physical activities at least 3 to 4 times a week and vary your activities to avoid boredom.
There may have effective anxiety cure, but the level of recovery depends on the participation and willingness of the person with anxiety condition. The sooner you can get treatment, the bigger your chance of getting better and be back to normal health.
Information on dealing with anxiety can be found at the Health And Nutrition site.